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    <loc>https://www.insurancelife.co.nz/blog/blog-post-title-three-xfwzm</loc>
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    <loc>https://www.insurancelife.co.nz/about-us</loc>
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    <lastmod>2020-12-22</lastmod>
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      <image:title>About</image:title>
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      <image:title>About</image:title>
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    <loc>https://www.insurancelife.co.nz/home</loc>
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    <lastmod>2020-12-22</lastmod>
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      <image:title>Home - Personal Insurance.</image:title>
      <image:caption>At Insurance Life, we offer advice in a range of personal insurance options that cater to you and your families needs. We get to know you, and guide you through every step.</image:caption>
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      <image:title>Home - Business Insurance.</image:title>
      <image:caption>Your business partners and colleagues can be like a second family. Should something happen to you or one of your key people, the right insurance can help you navigate any impacts and ensure the business keeps going.</image:caption>
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      <image:title>Home - Meet Ross and Lisa.</image:title>
      <image:caption>Insurance Life Managing Director, Ross, is an industry leader nationwide who puts family at the heart of everything he does. His daughter Lisa, has recently joined the business as an advisor and together they’re committed to protecting what matters most.</image:caption>
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      <image:caption>Cigna</image:caption>
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      <image:title>Home</image:title>
      <image:caption>Asteron</image:caption>
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      <image:title>Home</image:title>
      <image:caption>AIA</image:caption>
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      <image:title>Home</image:title>
      <image:caption>Big Brothers Big Sisters’</image:caption>
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      <image:caption>Insurance Market</image:caption>
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      <image:title>Home</image:title>
      <image:caption>Upstream New Zealand</image:caption>
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  <url>
    <loc>https://www.insurancelife.co.nz/book-your-consultation</loc>
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    <lastmod>2020-12-09</lastmod>
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    <loc>https://www.insurancelife.co.nz/faqs</loc>
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    <lastmod>2020-11-23</lastmod>
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    <loc>https://www.insurancelife.co.nz/life-insurance</loc>
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    <lastmod>2020-12-22</lastmod>
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      <image:title>Life Insurance</image:title>
      <image:caption>We all have big plans for the future, however things don’t always play out the way we’d hoped. Life insurance protects your loved ones’ future, by providing them with a lump sum or monthly payments if you pass away. We tend to hope we never need insurance, but we’re thankful we have it when we need it.</image:caption>
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  <url>
    <loc>https://www.insurancelife.co.nz/mortgage-protection</loc>
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    <lastmod>2020-12-22</lastmod>
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      <image:loc>https://static1.squarespace.com/static/5fbadeb95d11ca28f373b906/t/5fe1b6dbd6015b0ed4c1b3b8/1608627941083/</image:loc>
      <image:title>Mortgage Protection</image:title>
      <image:caption>If you’re unable to work for a period of time or were no longer around, buying a home is a big responsibility. It is a commitment that affects you and your family.  The purchase of your home is one of the largest financial commitments you will make. Mortgage protection proves useful when you can’t work due to sickness or injury, and have to meet your repayments.</image:caption>
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  <url>
    <loc>https://www.insurancelife.co.nz/income-protection</loc>
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    <lastmod>2020-12-22</lastmod>
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      <image:loc>https://static1.squarespace.com/static/5fbadeb95d11ca28f373b906/t/5fe1bee550eb355f24ab99d5/1608629998252/</image:loc>
      <image:title>Income Protection</image:title>
      <image:caption>Protect your most valuable asset – your ability to earn. If you face an illness or injury that stops you from working, income protection insurance provides regular monthly payments to cover your ongoing financial commitments like household bills and mortgage or rent payments.</image:caption>
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  <url>
    <loc>https://www.insurancelife.co.nz/health-insurance</loc>
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    <lastmod>2020-12-22</lastmod>
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      <image:loc>https://static1.squarespace.com/static/5fbadeb95d11ca28f373b906/t/5fe170d4b913682061616ff4/1608610026644/</image:loc>
      <image:title>Health &amp; Medical Insurance</image:title>
      <image:caption>Have your urgent medical care sorted by our trusted medical insurance advisers.  We’ll work closely with you to ensure you receive the best medical insurance that covers your needs in the event of an injury or illness.</image:caption>
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  <url>
    <loc>https://www.insurancelife.co.nz/trauma-cover</loc>
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    <lastmod>2020-12-22</lastmod>
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      <image:loc>https://static1.squarespace.com/static/5fbadeb95d11ca28f373b906/t/5fbc2ec2d77eb36f9237d0a0/1607477515085/image.jpg</image:loc>
      <image:title>Trauma Cover</image:title>
      <image:caption>When you or your family member gets a serious illness or injury, you may experience financial hardship. Ensure your financial security is risk-free when you face a specified condition such as a stroke, heart attack, cancer or loss of limb.  Trauma insurance is designed to pay you a one-off lump sum, in order to manage the financial impact for when you face one of these events. We provide support when you or someone you love suffers critical difficulty, and ensure you’re thoroughly prepared with trauma cover advice.</image:caption>
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  <url>
    <loc>https://www.insurancelife.co.nz/personal-insurance</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-12-22</lastmod>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5fbadeb95d11ca28f373b906/t/5fe15917381a134025375eff/1608626614635/image.jpg</image:loc>
      <image:title>Personal insurance</image:title>
      <image:caption>Protect your most valuable asset – your ability to earn. If you face an illness or injury that stops you from working, income protection provides regular monthly payments to cover your ongoing financial commitments.</image:caption>
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    <image:image>
      <image:loc>https://static1.squarespace.com/static/5fbadeb95d11ca28f373b906/t/5fe155e5381a13402536df7b/1608667048714/image.jpg</image:loc>
      <image:title>Personal insurance</image:title>
      <image:caption>Trauma might come in all sorts of ways, however they all have the same massive impact on a person’s life. Additionally, Trauma insurance is designed to pay you a one-off lump sum.</image:caption>
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    <image:image>
      <image:loc>https://static1.squarespace.com/static/5fbadeb95d11ca28f373b906/t/5fe1b3b582304d7322c91695/1608667034808/</image:loc>
      <image:title>Personal insurance</image:title>
      <image:caption>We all have big plans for the future, but things don’t always play out the way we’d hoped. Life insurance protects your loved ones' future by providing them with a lump sum.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5fbadeb95d11ca28f373b906/t/5fe159b1c659500131716a1b/1608626574152/image.jpg</image:loc>
      <image:title>Personal insurance</image:title>
      <image:caption>Health &amp; medical insurance covers a range of treatments, including surgery, cancer treatments, diagnostic tests, specialists, and treatment overseas if required.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5fbadeb95d11ca28f373b906/t/5fe1ae102eddad3b3754db9f/1608626492140/</image:loc>
      <image:title>Personal insurance</image:title>
      <image:caption>What would happen if you were unable to work for a period of time or worse still, were no longer around? Buying a home is a commitment that affects not only you, but also your family.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5fbadeb95d11ca28f373b906/t/5fe15b08e77a3c5c7eda4bb1/1608626738049/image.jpg</image:loc>
      <image:title>Personal insurance</image:title>
      <image:caption>It's easy to take good health for granted. But, sometimes we become ill or have an accident and we might not be able to work again. Total Permanent Disability Insurance can provide you with a lump sum payment.</image:caption>
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  <url>
    <loc>https://www.insurancelife.co.nz/contact-us</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-12-22</lastmod>
  </url>
  <url>
    <loc>https://www.insurancelife.co.nz/total-permanent-disability-cover</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-12-22</lastmod>
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      <image:title>Total Permanent Disability Cover</image:title>
      <image:caption>If you became permanently disabled and were unable to work, what would you do? When you are unable to work as a result of an accident or illness, and have become permanently disabled, you can receive financial aid to relieve the stress.  It's easy to take good health for granted. But the reality is, sometimes we become ill or have an accident and, if it’s serious, we might not be able to work again. Whether that’s as the money earner or as the home maker supreme – your family needs you. Total and Permanent Disability cover (aka TPD) adds an extra level of security – which can make a huge difference in such a tough time.</image:caption>
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  </url>
  <url>
    <loc>https://www.insurancelife.co.nz/acc-advice</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-12-22</lastmod>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5fbadeb95d11ca28f373b906/t/5fe1541d870087684b099d00/1608602666838/</image:loc>
      <image:title>ACC advice</image:title>
      <image:caption>There are multiple options available for ensuring you are correctly covered with ACC. We are here to ensure you aren’t paying more than you need to.  We can discuss these options with you, and work out whether you require ACC CoverPlus or ACC CoverPlus Extra, and which plan is best for you and your business.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.insurancelife.co.nz/group-cover</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-12-22</lastmod>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5fbadeb95d11ca28f373b906/t/5fe1538e25b657695476186a/1608602519864/</image:loc>
      <image:title>Group cover</image:title>
      <image:caption>Attract and retain valuable people, by offering workplace insurance for your employees. A group insurance policy will provide cover to a number of people under one contract.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.insurancelife.co.nz/key-person-cover</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-12-22</lastmod>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5fbadeb95d11ca28f373b906/t/5fe1c96ac5e8614de8c06d95/1608632690841/</image:loc>
      <image:title>Key person cover</image:title>
      <image:caption>Key person cover contributes towards replacing a key member of your staff if they are unable to work due to sickness or injury, for one or two years.  There are a range of options which provide either monthly payments, or a lump sum in the event you or a key person became seriously ill, injured or died. This gives you financial support to keep your business or farm operating. It allows you to cover debts, or wind up and sell.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.insurancelife.co.nz/business-insurance</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-12-22</lastmod>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5fbadeb95d11ca28f373b906/t/5fe1c3505ef6353cfb55bb1a/1608667207287/</image:loc>
      <image:title>Business-insurance</image:title>
      <image:caption>Attract and retain valuable people by offering workplace insurance. Group cover will provide cover to a number of people under one contract.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5fbadeb95d11ca28f373b906/t/5fe1c0e3c5e8614de8bfc444/1608667142158/</image:loc>
      <image:title>Business-insurance</image:title>
      <image:caption>There are multiple options available for ensuring you are correctly covered with ACC. We are here to ensure you aren’t paying more than you need to.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://static1.squarespace.com/static/5fbadeb95d11ca28f373b906/t/5fe1ca67b913682061682704/1608667151923/</image:loc>
      <image:title>Business-insurance</image:title>
      <image:caption>Key person cover contributes towards replacing a key member of your staff if they are unable to work due to sickness or injury, for one or two years.</image:caption>
    </image:image>
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